Debt has many faces to it. There is debt as a result of job loss, which many are facing in the economic downturn of our nation. Debt sometimes is caused by a catastrophic illness or accident and insurance was not able to handle the load. A runaway interest on a mortgage is yet another debt that seems insurmountable. Debt can also be back taxes that is owed which can lead to IRS wage garnishment. But the worst debt bondage that a great number of people are facing today is due to unpaid balances on their credit cards.
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