Debt is a word that is spoken in every circle of society today, among non-Christians and Christians alike. There are many good resources available for financial counseling, but how should Christians face relief from their debt. Is it a different matter for them than the rest of the world?

Most of the philosophy behind Christian debt relief is based on a foundation of Biblical laws aimed at honoring God in every facet of life. Too often, most Christians face life without allowing Godly influence upon their decisions. Hence many problems arise among Christians that are similar with their non-Christian peers among them debt problems.

Christian debt relief begins with a view to a scriptural principle found in 1 Corinthians 6:19-20:

“What? Know ye not that your body is the temple of the Holy Ghost which is in you, which ye have of God, and ye are not your own?  For ye are bought with a price: therefore glorify God in your body, and in your spirit, which are God’s.”

The basic principle is that God redeemed the person who trusts Him, and as such, the believer owes God his very life. In that respect, everything that a Christian possesses actually belongs to God and the Christian becomes the steward of that possession for God. Therefore, the Christian is commanded by God to glorify Him in all that he does, which includes his financial affairs as well.

The Christian debt relief counselor uses this principle and other teachings of the Bible to ascertain the debt problem of the client, and to give him the most advantageous advise to not only bring his debt into line, but very likely help in other spiritual matters, too.

Some Christian debt relief groups offer a debt consolidation loan program through the use of the Christian’s assets such as his house, his car, and his savings as collateral. The assets insure payback of the Christian debt consolidation loan to the lender if the client faces a default situation.

So, Christian debt relief is really addressed not only as a debt problem, but as a testimony concern also. Another passage of Scripture that Christian debt relief counselors use is found in Romans 13:8

“Owe no man any thing, but to love one another: for he that loveth another hath fulfilled the law.”

Now this passage does not mean that it is unlawful for a Christian to have any debts. What it really talks about is a matter of priority. A Christian should not place his financial debts above his ‘love debt’ among his peers. There are many Christians who are far more concerned about their financial debts than they are about obeying the new commandment which Christ gave to us in John 13:34:

“A new commandment I give unto you, that ye love one another; as I have loved you, that ye also love one another.”

Christian debt relief also offers one other help especially for the Christian. The Lord can be a great resource of comfort during economic upheaval. As a Christian confronts his debt through God’s direction, he will find a great deal more than he ever expected through this form of Christian debt relief.

You also may be interested in:

1. Christian Debt Consolidators – Crusaders Marching To A Different Drum
2. Christian Debt Management Helps An Earthly Problem With A Heavenly Perspective
3. Are Debt Relief Programs For You?